In today’s fast-paced digital era, cooperative societies like Patsansthas must embrace modern technologies to deliver efficient, secure, and transparent services to their members. Recognizing this need, MicroStop Infotech Pvt. Ltd., a leading Patsanstha software development company in Nashik, has developed Arthunnati Patsanstha Software a robust, secure, and user-friendly solution tailored specifically for co-operative credit societies, Nidhi companies, and employee credit societies.
What is Patsanstha Software?
Patsanstha software is a computer-based application specifically designed to automate and streamline the financial operations of co-operative societies, also known as Patsansthas. These societies traditionally manage savings, loans, deposits, withdrawals, and interest calculations manually, which is time-consuming and error-prone. Arthunnati, developed by MicroStop, eliminates these challenges by offering an integrated solution that makes day-to-day operations fast, accurate, and transparent.
Why Arthunnati is the Best Choice for Patsansthas
1. Complete Office Automation
Arthunnati automates every essential activity within a Patsanstha from member registration to account management, loan disbursement, interest calculation, and daily transaction tracking. With simplified menus, powerful reporting, and secure data storage, the software ensures both the administrative and customer-facing sides of the organization are managed efficiently.
2. Dual Language Support
To increase accessibility, Arthunnati supports both Marathi and English interfaces. All reports, forms, receipts, passbooks, and certificates can be printed in either language, helping staff and members work comfortably in their preferred language.
3. Real-time Daily Collection App
The Arthunnati Pigmy Collection App is a powerful companion to the desktop software. It allows agents to collect daily deposits from members directly through their mobile devices. With real-time data synchronization, automated receipt generation, and geo-location tracking, it makes pigmy collection secure, efficient, and paperless.
4. User-Friendly Design with Smart Menus
Working on operating systems like Windows 10, Windows 11, Linux, and Windows Server editions, Arthunnati offers a highly intuitive interface. With clearly labeled tabs, dropdowns, and filters, users with minimal technical expertise can operate the software easily and effectively.
Table of Contents
Core Features of Arthunnati Patsanstha Software
Let’s look at some of the key features that make Arthunnati the ideal credit society software for various financial institutions:
A. Member and Account Management
- Centralized member profile with photo, signature, account number, and address
- Member filtering by name, director recommendation, or pin code
- Share certificate printing and share transfer facilities
- Dividend calculation and auto-transfer to loan accounts
B. Savings and Current Account Modules
- Daily transaction entry and account ledger maintenance
- Cheque book issuance and minimum balance alerts
- Half-yearly interest computation and standing instruction processing
- Signature and ID verification system for better security
C. Fixed and Recurring Deposit Management
- Receipt printing for FD, RD, and other deposit schemes
- Interest calculation for both maturity and premature closure
- Auto TDS calculation and reporting
- Classification by deposit rate, term, and account type
D. Loan Disbursement and Recovery
- Loan approval workflow based on director recommendations
- Interest computation on daily/monthly basis
- Recovery tracking and defaulter list generation
- Loan distribution reports categorized by department, gender, or village
E. Employee Credit Society Software Support
Arthunnati also serves as a complete employee credit society software. It allows HR departments and employee societies to manage:
- Monthly savings
- Loan issuance and EMIs
- Dividend distribution
- Member communications and reporting
Security and Technology
Oracle-Based Secure Database
Arthunnati is powered by an Oracle database running on a Windows platform, ensuring high-speed processing and data security. The database is built to support large transaction volumes while maintaining complete integrity and traceability of each transaction.
Modern Technology Integration
The software supports integration with:
- Printers, scanners, and biometric devices
- ATMs and POS machines
- SMS gateways for real-time alerts
- Modern transfer systems such as NEFT, RTGS, and DD
AR Office Reports in Arthunnati Patsanstha Software
Arthunnati goes beyond just routine transactions it includes comprehensive reporting tools specifically designed for administrative and regulatory compliance. The AR Office Reports section is a vital feature for senior management and auditors, offering insights into operational efficiency, financial health, and compliance metrics. These reports are crucial for regular audits, Reserve Bank compliance, and internal analysis.
Here are the AR Office Reports included in Arthunnati:
- CRR / SLR
- ABR / ALR
- CRAR (A and B type)
- Slab-wise Report
- Comparative CD Ratio
- CD Ratio
- MIS
- Active / Inactive Shares
- Outstanding by Amount
- Annual Report (Sample 22 to 27)
Specialized Modules
Nidhi Company Software Compatibility
Nidhi companies need to comply with MCA regulations while managing member services. Arthunnati includes features that make it an excellent Nidhi company software, including:
- Member share allotment
- Loan disbursal against security
- Statutory reporting formats
- Membership rule validations
- Fixed return deposit products
Dual-Session Transactions for Branches
Running a Patsanstha with multiple branches? Arthunnati supports dual sessions, allowing for transaction processing, reconciliation, and report generation at different times of the day without data overlap or confusion.
Why Choose MicroStop?
MicroStop Infotech Pvt. Ltd. is a reputed Patsanstha software development company in Nashik with over 35 years of experience in custom software solutions. Our deep understanding of the co-operative banking ecosystem allows us to deliver products like Arthunnati that are not only technologically advanced but also grounded in regulatory compliance and real-world practicality.
Our team provides:
- On-site training
- Marathi-English bilingual support
- Fast implementation and data migration
- Ongoing maintenance and upgrade services
Benefits of Using Arthunnati
- Increased accuracy and fewer manual errors
- Real-time data tracking and member access
- Faster service delivery to customers
- Automated interest and dividend calculations
- Compliance-ready reports for auditors and regulators
- Multilingual support for better accessibility
- Secured data and seamless backup-restore system
Conclusion
In an evolving financial landscape, co-operative institutions must move beyond manual processes to offer faster, safer, and smarter services to their members. Whether you are a Patsanstha, a Nidhi company, or an employee society, Arthunnati provides all the essential tools to manage your operations with ease.
If you’re looking for reliable, scalable, and feature-rich patsanstha software, Arthunnati by MicroStop is your perfect digital partner. As a trusted credit society software and employee credit society software solution provider in Nashik, MicroStop is committed to delivering innovative, localized, and robust software tailored to your institution’s needs.
Ready to digitize your Patsanstha? Contact MicroStop today and experience the future of co-operative banking.
+91 77740 63500